Parisah Moghaddampour, MD & Braden Mattison, MD
This blog is one where we will share our learning experiences, both medical and financial, with the hope of growing together and sharing knowledge. The companion to this blog is our Instagram page! Follow us @couple_of_surgeons or email us at couple.of.surgeons@gmail.com with any questions or thoughts for future posts. Thank you for sharing your time with us!

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SAVE plan tax loopholes
For those of us enrolled in SAVE and are either a resident or new grad, this post is for you! Let’s start with recertifying your income driven repayment plan. This is done annually, and you can find when you need to do this by going to studentaid.com –> my aid –> loan details –> IDR anniversary date. When you do recertify… Read more
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New Attending Thoughts
What’s it like to be a new attending?⠀⠀First off, I am surprised by how NICE everyone is. I think in residency some of the frustration comes from being treated poorly on the regular. Even though my residency was really amazing in a lot of ways, there’s this overarching feeling of being inferior to others even… Read more
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How to Roll Over Your 403b to Roth IRA after finishing residency
One of the recommendations for new attending is to convert your 403b from residency into a Roth IRA. I could not find any blog that discussed how to actually go about doing this – so I am hoping to make this a straight forward guide on how to go about this process. So in general,… Read more
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Contract Negotiation – Important Tips
What is contract negotiation and why care? ⠀⠀⠀⠀When I was at the AAO – our Academy ophthalmology conference this last weekend, Dr. Lisa Nijm did an amazing presentation on contract negotiation! ⠀⠀ This is a topic I hope to learn more about in the future – but it had such great points I wanted to bring them… Read more
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403b contributions – the journey begins
Why are we going to start contributing to our 403b? ⠀⠀⠀⠀Just to go over the basics again, the big difference between a Roth IRA and a 403b is contributions to a retirement account pre or post tax. ⠀⠀⠀⠀If you want to contribute to your Roth IRA, you get your paycheck and then transfer money to your brokerage account that has your… Read more
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Roth IRA or 401k/403b.. what’s the difference?
Roth IRA or 401k/403b.. what’s the difference?⠀⠀Essentially pre tax or post tax contribution is how they are most easily separated. ⠀⠀Roth IRA is a retirement account which you contribute to after taxes. This means I get my paycheck, it lands in my bank account, and I transfer my money to TD Ameritrade, Vanguard, Charles Schwab,… Read more
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